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Best Termite Inspection in Michigan Ranked
A termite inspection is a specialized assessment of a property for evidence of wood-destroying organisms (WDOs), such as termites, carpenter ants, and wood-boring beetles. In Michigan, these evaluations are often a critical step in the home buying process, especially when using certain types of financing. This guide explains what a Michigan termite inspection entails, when it's required, what inspectors look for, and how to interpret the results, helping you protect your investment from costly structural damage.

EcoShield Pest Solutions
31557 Schoolcraft Rd Suite 100, Livonia, MI 48150
EcoShield Pest Solutions provides a range of pest control services in Detroit, MI, including bed bug treatment, cockroach and ant control, rodent and wildlife exclusion, termite inspection and prevention, and mosquito elimination. They offer specialized plans such as the Home Shield for general pest protection and the Exclusion Shield to keep rodents and wildlife out. EcoShield emphasizes environmentally conscious pest control methods and employs state-licensed technicians trained to apply EPA-regulated materials safely. Their services cover both residential and commercial properties with a focus on effective, less pesticide-intensive solutions.

proof. Pest Control
87 54th St SW #5, Grand Rapids, MI 49548
proof. Pest Control is a pest control company based in Grand Rapids, MI, offering services to manage a variety of pests including bed bugs, cockroaches, ants, rodents, termites, mosquitoes, spiders, and ticks. They use botanically-derived products and advanced techniques to treat and prevent infestations. Their termite control includes a four-step process with inspection, customized treatment plans, bait station placement, and annual inspections to protect homes year-round. Rodent control strategies include baiting, trapping, and exclusion to address infestations effectively. The company serves residential clients in the Grand Rapids area.

Hammer Home Inspections
323 Hollister Ave SE, Grand Rapids, MI 49506
Hammer Home Inspections is a termite inspection company based in Grand Rapids, MI, offering a range of home inspection services. The business is led by a Certified Master Inspector® who uses infrared thermal imaging to detect hidden issues such as leaks, electrical defects, and moisture problems. They provide specialized services including VA termite inspections, radon testing, and video sewer scope inspections across Grand Rapids and West Michigan. Hammer Home Inspections is known for its comprehensive approach to home inspections, helping clients identify potential problems before they become costly repairs.

Veteran Inspections & Services
grand rapids
Veteran Inspections & Services is a veteran-owned home inspection company based in Grand Rapids, MI. They offer a range of inspection services including termite inspections, mold inspections, radon testing, water and well testing, and manufactured home foundation certifications. With decades of combined experience, they provide comprehensive residential inspection solutions to home buyers in the area.
Elite Pest Management
36358 Garfield Rd Suite 8, Clinton Township, MI 48035
Elite Pest Management is a family-owned pest control and wildlife removal company serving Detroit, MI, and the surrounding areas. Established in 2001, they offer a range of services including termite control, rodent control, and humane wildlife management. With over 23 years of experience, the company emphasizes environmentally friendly practices and provides customized solutions tailored to each client's needs. Their expertise includes effective termite inspections and control, backed by a satisfaction guarantee.
Understanding Wood-Destroying Organism (WDO) Inspections
Often called a WDO inspection, a termite inspection in Michigan is a visual examination conducted by a licensed pest control professional. The goal is to identify any visible evidence of active or past infestations by insects or fungi that consume or damage structural wood. The inspector uses a standardized form, typically the National Pest Management Association (NPMA) Form 33, to document findings 1 2 3. It's crucial to understand that a "clear" report indicates no visible evidence was found during the inspection; it does not guarantee the home is free of pests, as some infestations can be hidden within walls or other inaccessible areas 1 2.
When is a Termite Inspection Required in Michigan?
While any homeowner can proactively schedule an inspection, they are most commonly required during real estate transactions. Key triggers include:
- FHA or VA Loans: These government-backed mortgages frequently mandate a WDO inspection to protect the lender's investment 1 4 5. The Department of Housing and Urban Development (HUD) provides guidelines that lenders follow, which often include pest inspection requirements 6.
- Lender Discretion: Even with conventional loans, a lender may require an inspection if the property is in an area known for termite activity or if a general home inspector notes potential issues 7.
- Local Jurisdiction Requirements: Some Michigan counties or municipalities may have specific regulations requiring inspections during property transfers.
- High-Risk Areas: Properties in regions of Michigan with known subterranean termite activity are more likely to need an inspection for loan approval.
What Does a Michigan Inspector Look For?
A thorough WDO inspection focuses on accessible areas where wood-destroying pests are most likely to be found. The inspector will examine:
- Foundation and Exterior: The perimeter of the home, looking for mud tubes (shelter tubes built by subterranean termites), wood-to-soil contact, and damaged siding or trim.
- Basements and Crawlspaces: These areas are prime targets due to potential moisture. Inspectors look for frass (insect sawdust), exit holes, damaged sill plates and joists, and conducive conditions like standing water or poor ventilation 8 9.
- Attics: To check for evidence of drywood termites or carpenter ants in rafters and sheathing.
- Interior: Accessible structural wood in garages, around windows and doors, and in basements. Inspectors may tap on wood to listen for a hollow sound indicating internal damage 10.
The inspection also notes "conducive conditions"-factors that could lead to a future infestation, such as excessive moisture, clogged gutters, earth-wood contact, and cellulose debris (like old tree stumps) near the foundation 1 8 11.
Common Pests Identified in Michigan WDO Reports
Michigan inspectors are trained to identify several key wood-destroying organisms:
- Subterranean Termites: The most common and destructive termite in Michigan. They live in soil and build mud tubes to access wood above ground 12 8.
- Carpenter Ants: These ants excavate wood to create nests but do not consume it. They prefer moist, decaying wood and are a common finding in Michigan inspections 12 8.
- Wood-Boring Beetles: This category includes old house borers and powderpost beetles, which leave distinct exit holes and fine frass 12.
- Wood-Decay Fungi: This includes rot and mold that breaks down wood, often caused by chronic moisture problems 12 2.
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The WDO Inspection Report: Understanding NPMA Form 33
The findings are documented on the NPMA Form 33, the industry standard. This report is divided into several key sections 1 3:
- Findings: This section details any visible evidence of infestation or damage from the pests listed above. Each finding will note the location and extent.
- Conducive Conditions: A list of observed issues that could attract or support WDOs, such as faulty grade, wood debris, or plumbing leaks.
- Inaccessible Areas: The report must clearly state any areas that could not be visually inspected (e.g., a sealed crawlspace, behind finished walls). These areas are excluded from the findings.
- Recommendations: The inspector may recommend corrective actions for conducive conditions or, if evidence is found, propose a treatment plan from a licensed pest control company.
Cost of Termite Inspections and Treatment in Michigan
The cost for a standard WDO inspection in Michigan typically ranges from $100 to $250, though it can be higher for very large or complex properties 1 4 13. This fee is often separate from a general home inspection but can sometimes be bundled. It's important to budget for this expense during a home purchase, especially if you are using FHA or VA financing.
Crucially, the inspection fee is for the report only. If active infestation or damage is found, the cost for treatment and repairs is separate and can vary widely based on the pest, the extent of the problem, and the treatment method required (e.g., liquid soil treatment, bait systems, wood repairs) 1 4. Always get a detailed estimate for any recommended treatment.
How to Prepare for a Termite Inspection
Whether you are a seller or a buyer, you can facilitate a smooth inspection:
- Ensure Access: Clear clutter away from foundation walls, basement walls, attic hatches, and crawlspace entrances. Move stored items away from garage walls.
- Address Minor Issues: Trim back shrubs and vegetation from the home's siding. Ensure downspouts direct water away from the foundation.
- Be Informed: Understand that the inspector cannot move personal belongings, furniture, or stored boxes to access walls or floors.
For homeowners, regular proactive inspections every 1-3 years are a wise investment, as early detection of termites or carpenter ants can prevent extensive and expensive structural damage 13.
Frequently asked questions
Sources
Footnotes
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Pest Inspections & Wood Destroying Insect Reports for Real ... - https://pestmastersmi.com/pest-control/pest-inspections/ ↩ ↩2 ↩3 ↩4 ↩5 ↩6 ↩7
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Termite - WDO Inspections - https://www.a1certifiedhomeinspections.com/Termite_Inspection.html ↩ ↩2 ↩3
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NPMA Forms Information - https://www.npmapestworld.org/your-team-tools/npma-forms-npma3399a99b/npma-forms-information/ ↩ ↩2
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Pest Inspections - Termite Inspections in Michigan - https://uchomeinspection.com/pest-inspections/ ↩ ↩2 ↩3
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VA WDO Inspections for VA Loans in Michigan - https://www.trademarkinspectionservices.com/va-loan-wdo-inspection/ ↩
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HOC Reference Guide -- Pest Control (Page 1-23) - https://archives.hud.gov/offices/hsg/sfh/ref/sfhp1-23.cfm ↩
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Pest Inspection Requirements for Mortgages: 2026 Complete Guide - https://www.amerisave.com/learn/pest-inspection-requirements-for-mortgages-complete-guide ↩
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Termite & Pest Inspections - https://www.valuecheckinspections.com/services/pest-inspections/ ↩ ↩2 ↩3 ↩4
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What is a pest inspection? - MichiganPro Home Inspections - https://www.michiganpro.com/what-is-a-pest-inspection/ ↩
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WDO Inspection: A Guide to Wood Destroying Organism Inspections - https://wini.com/articles/wdo-inspection-a-guide-to-wood-destroying-organism-inspections/ ↩
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Wood Destroying Organism Inspections - Axium Home Inspection - https://axiuminspections.com/wdo-inspections/ ↩
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Wood Destroying Insects & Organisms - Prudential Pest Management, LLC - https://www.prudentialpestmanagement.com/wood-destroying-insects-organisms/ ↩ ↩2 ↩3 ↩4
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Pest Control Inspection: Why Regular Inspections Matter - https://www.pestshare.com/pest-control-inspection/ ↩ ↩2